A lot of people still do not realize exactly what information they will need when shopping for car insurance, so we are going to clear that up as well.
For one thing, you will need the birth dates, driver’s license numbers, and the dates of any violations and accidents in the last three to five years for all the drivers on the policy. You need to be honest here, because the company will find out all the information if you lie.
You will, of course, need the make and model of all vehicles, as well as any additional equipment on the vehicles. The name of your present car insurance company is necessary, along with the renewal date in your policy.
You will have to also think long and hard about what your coverage limits need to be and the deductible you want to pay.
Tuesday, November 10, 2009
Autumn crime warning for car insurance customers
Car insurance customers are reminded to be vigilant during November, when a sharp hike in crime-induced claims often occurs.
In a poll of 1,000 motorists, car insurance provider Swinton found that 28 per cent admit being most worried about theft during the autumn months. However, only seven per cent take extra precautions against such crime.
The car insurance specialist attributes the autumn crime spike to the clocks going back, since longer nights mean increased criminal activity after dark.
"Motorists must take extra precautions during the long nights of the autumn months," confirms Steve Chelton, development manager at Swinton car insurance. "Being a victim of car crime can be very distressing and by following simple precautions it may deter thieves from identifying your car as their next target."
His advice is to avoid leaving valuables on display in a car when it is unattended, to store your car in a secure garage whenever possible and to consider installing security lights outside your home to deter thieves.
Fitting your car with an immobiliser is a further suggestion for concerned car insurance customers, as is leaving cars locked in well-lit areas if a secure garage or drive is not an option.
In a poll of 1,000 motorists, car insurance provider Swinton found that 28 per cent admit being most worried about theft during the autumn months. However, only seven per cent take extra precautions against such crime.
The car insurance specialist attributes the autumn crime spike to the clocks going back, since longer nights mean increased criminal activity after dark.
"Motorists must take extra precautions during the long nights of the autumn months," confirms Steve Chelton, development manager at Swinton car insurance. "Being a victim of car crime can be very distressing and by following simple precautions it may deter thieves from identifying your car as their next target."
His advice is to avoid leaving valuables on display in a car when it is unattended, to store your car in a secure garage whenever possible and to consider installing security lights outside your home to deter thieves.
Fitting your car with an immobiliser is a further suggestion for concerned car insurance customers, as is leaving cars locked in well-lit areas if a secure garage or drive is not an option.
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